MJ Insurance, headquartered in Indianapolis, has partnered with HealthJoy, a healthcare guidance platform that helps employees make informed healthcare decisions and provides a variety of cost containment strategies to help lower employer healthcare costs. HealthJoy advances current telemedicine offerings by providing an artificial intelligence virtual assistant along with a team of live doctors and healthcare professionals to help employees navigate the complexities of the healthcare system and decisions surrounding their employer-sponsored health plans. HealthJoy offers a direct line of communication between the employer and the user by connecting directly to the employee's smartphone device. HealthJoy integrates with any employer benefit plan and has shown a positive ROI for companies within 90 days. MJ Insurance is a commercial and personal insurance, risk management and employee benefits consulting agency that since 1964, has grown from a two-person start-up to an agency with more than 150 employees in both Phoenix and Indianapolis.