New analytical capabilities have the potential to transform the way banks and other payment providers price products and services. Obtaining fair compensation for complex payment products, such as corporate cards, merchant acquisitions, and treasury-management services, has long been a major challenge. This is primarily because these products tend to be intricate, offered in myriad forms, and implemented across diverse markets. Treasury services, for instance, might have 1,000 or more different fees, and prices are often embedded in private contracts not shared within the organization. Throughout the payment industry, these problems are further complicated by ever-changing payment methods and platforms created by the rapid evolution of payment technologies.